Is it always a good idea to get rental insurance in California?

Renting a home is a good option for many in the Fontana, CA area. When you are a renter, you will enjoy more flexibility and less responsibility than if you were a property owner. As you are looking to rent a home in this area, you will also want to get the right insurance. There are a few reasons why getting a renters insurance plan is always a good idea.

Why Get Rental Insurance?

Receive Helpful Support and Coverage

A reason anyone will want to have this type of coverage is due to the support it provides. A proper renters insurance plan offers various types of coverage and advantages. This includes support if you are named liable for property damage or an accident in the rental property. Further, it will give coverage for any of your personal assets if there is a fire or other situation that causes damage. 

Comply with Lease Terms

You should also get a renters insurance plan as it can help you comply with the terms of the lease. Most leases that you will find in this area of California will require you to get renters insurance. If you do not have this coverage, it could even invalidate your lease agreement or cause other forms of penalization. Due to this, you should ensure you retain the right type and level of coverage. 

Give Us A Call

People living in the Fontana CA area will want to ensure that they get the proper insurance plan. When you are looking for a new policy in this region, it would be wise for you to call Rock Hard Insurance Agency. With so many choices to make when looking for coverage, working with Rock Hard Insurance Agency is helpful as we will give any support necessary to select your next plan. 

Top benefits of renter’s insurance

The main benefit of renter’s insurance is the peace of mind that it provides. Knowing that your possessions are protected can help to ease your mind. Here at the Rock Hard Insurance Agency, we want all of our clients in the Fontana, CA area to have the protection they need.

Top benefits of renter’s insurance

If you are renting an apartment, house, or condo, you will still need to carry your own insurance. Renter’s insurance is a great way to protect your belongings and ensure that you have the protection you need! Here are just some of the benefits of renter’s insurance:

  • Protection from loss or damage of your belongings due to theft, fire, or other covered events.
  • Coverage from theft or loss outside of your residence in certain situations.
  • Option for liability protection in the event that someone is injured in your home.
  • Rider policy options for high-value items such as artwork, jewelry, and technical devices.
  • Peace of mind that comes with knowing that you have the protection you need!

Renter’s insurance is a great way to help alleviate the stress of loss. When you have a robust, comprehensive renter’s insurance policy, you can be protected from financial obligations that can be overwhelming. If you are just building your own home, or are an established renter, it’s important to protect your belongings even if you don’t own your residence.

Call us today!

Rock Hard Insurance Agency is here to answer all of your questions about renter’s insurance. If you are renting in the Fontana, CA area, give us a call today to schedule your appointment and find out more.

What coverage does renters insurance offer

California has a lower percentage of rentals than many other areas in California at 34 %. On average, only about 45% of renters carry renters insurance. That leaves a lot of people in a perilous place. Even in a nice area like Fontana, bad things happen, and without renters insurance, you risk losing all your possessions and potentially all your assets. At Rock Hard Insurance Agency in Fontana, CA, we are committed to providing our clients with exceptional service. We get to know our clients and their needs personally. 

You may believe your landlord is looking out for you and has insurance that protects you. Unless you have an exceptionally generous landlord, the only insurance they will have is for their building, and you are on your own for your possessions. Having your own renters insurance offers you a variety of protection. 

Possessions

Everything you own may be located in your rental. This includes your clothes, your electronics, your furniture, and other items you own. Losing them to something like a fire would be devastating. Rental insurance will cover things like your laptop or tablet even if you are not at home. Theft is one of the types of coverage renters insurance provides. However, keep in mind policies have a deductible. 

Liability coverage

Unless you are a hermit, chances are you will have friends visiting you at your rental. If someone is injured while visiting and needs to visit the doctor or emergency room, you could be liable for those medical expenses, and friends have been known to sue other friends. Liability coverage will help you in the event this happens to you.

Loss of use

Being without a place to stay is no fun. With renters insurance, you will have help paying for a place to stay while your rental is being repaired after a covered hazard. 

Contact Rock Hard Insurance Agency in Fontana, CA with any questions you have about renters insurance.