In the state of California, all drivers who operate a vehicle on any public streets, roads, or highways, must have a minimum amount of auto liability insurance. This type of insurance will help pay the medical bills and any damage to the vehicle of a person you become involved in an accident.
The auto insurance agents at the Rock Hard Insurance Agency in Fontana, CA are explaining the types of auto insurance coverage options that you have to choose from in California.
Types of Auto Insurance
Underinsured/Uninsured Motorist Coverage
Unlike liability insurance, underinsured and uninsured motorist coverage is not required in the state of California under the law but it is a great idea to have this type of coverage. It will cover any damage to your car, truck, or SUV if you are involved in an accident with a driver who has little or no insurance for his or her auto. This type of insurance will help pay any costs that the other person’s insurance could not cover.
Comprehensive insurance will help pay for damages to your vehicle if it is negatively affected by a fire, an act of vandalism, a natural disaster, or even if someone steals your vehicle.
Along with comprehensive insurance, collision insurance will be a requirement by a lender or bank if you still owe money for your vehicle. Collision insurance will help cover any damage to your vehicle or another person’s vehicle if you collide with their vehicle or even an inanimate object.
Call For a Quote Today!
To design an auto insurance policy that gives you the coverage options that you need for you and your situation, you can call upon the auto insurance agents at Rock Hard Insurance Agency in Fontana, CA to assist you. Call today for an appointment to get your policy started or a price quote.