How Does RV Insurance Work?

Recreational vehicles provide a great escape from every day, and they can be a lot of fun to spend time in. If you have an RV, it needs RV insurance to keep it protected against a number of different risks that come with driving an RV. To find out more, give us a call at Rock Hard Insurance Agency in Fontana, CA.

Full-Time RV User

One of the ways that your rates for RV insurance are measured is by looking at how often you use the RV. You may use it rarely, you may get out and drive it occasionally or you may spend every weekend in it. You might even live in it full-time as many people do. If you live in it full time, there is full-timer insurance needed in your RV insurance policy. This reflects the RV having more risks because it is used more often. 

Your RV’s Class

Your RV policy will also depend on the type of RV you have. There are three classes of RVs that are based on the size of the RV and its specific design. Classes A, B and C each require their own type of coverage to go with the specific risks of vehicles in that class. When you are shopping for your RV policy, make sure you know what class your RV is in. Your insurance agent can help you if you aren’t sure. Class As are the largest RVs, Class Cs are the middle and Class Bs are the smallest of the RVs.

Get Your RV Covered by Insurance

If you own an RV, the right insurance is a must for protecting you financially. A good RV policy will protect you against countless situations and ensure that you can soon get back on the road. If you need RV insurance, give us a call now at Rock Hard Insurance Agency in Fontana, CA for more information.