Boating experiences can be full of adventure, but there are some situations where your good time becomes concerning. In a boating accident, you may suffer serious injuries and damage to your watercraft. When another person is at fault, you may believe their liability insurance will pay for the losses. That does not always happen.
Underinsured/uninsured boat insurance protects you when the at-fault party lacks coverage. At Rock Hard Insurance Agency, we help those in Fontana, CA, get the boat/watercraft insurance they need for these situations.
How Uninsured/Underinsured Boat Insurance Works and Why You May Need It
Underinsured boat insurance covers you when another person damages your vessel or causes bodily injury and lacks enough coverage to meet your needs. For example, they may have coverage, but not enough for the extensive damage they caused to your boat.
Uninsured boat insurance applies when the other party caused your injuries and losses, but does not have any insurance at all. This policy aims to cover your losses in those instances, providing you with financial protection.
You must purchase these coverages. As a result, it is often one of the most important types of policies to have if you plan to spend time out on the waterfront. There is no way to know who on the water could put you at risk.
Let Us Help You Find the Right Policy for Your Needs
At Rock Hard Insurance Agency, we take pride in offering our clients transparent policies and reliable results. If you need boat/watercraft insurance in Fontana, CA, put our team to work on your needs. We will help you determine if uninsured/underinsured boat insurance is a good fit for you.
